If you are in Australia on a student visa you will need to pay for health insurance through the Overseas Student Health Cover (OSHC) scheme and maintain insurance for the duration of your visa.
All international students must be covered by health insurance from the date they arrive in Australia until the date they depart, regardless of when they start or complete their program. It is your responsibility to ensure your health insurance policy matches your arrival and departure dates.
The only exception is for students from Belgium, Norway and Sweden who are covered by CSN or Kammarkollegiet. These students will need to provide proof of official health insurance cover from their home government provider.
The five registered OSHC providers are Medibank (UNSW’s preferred health cover provider), BUPA Australia Health, Allianz, nib and Australian Health Management.
Medibank OSHC will pay benefits towards your medical and hospital treatment, medically necessary ambulance transport and most prescription medicines. Be aware that there may be some exclusions for pre-existing conditions and you may have to serve a waiting period to receive some services. Some services are not covered by Medibank’s policies. These include optical, physiotherapy, dental and some pharmaceuticals. If you want to be covered for these expenses, you will need to take out additional insurance.
Textbooks and course costs
Some programs and courses have costs, which are additional to the tuition fees, for expenses like laboratory kits, equipment and field trips. Textbooks are not considered compulsory, but we recommend budgeting around A$1,000 per year for books.
An estimate of your total costs (tuition and other study-related costs) will be shown on your Confirmation of Enrolment Form (CoE) that will be issued on acceptance of an offer of admission to UNSW.