Step 1


Apply to study at UNSW

Your application for financial aid cannot be assessed until you have applied to study at UNSW. (Your application for financial aid is kept on file until you receive your offer to study.)

Step 2

Submit your financial aid documents

Submit all financial aid documents together (listed below) to the Financial Aid Office. Your eligibility cannot be assessed until all the documents have been received.

Step 3

Wait to receive your Award Letter and Cost of Attendance

A financial aid officer assesses your application, and the director of financial aid reviews it.

We then email you your Award Letter and Cost of Attendance document. These documents indicate your estimated cost of attendance and the amount of US financial aid you are eligible to receive. (It takes at least two weeks to process your cost of attendance.)

Step 4

Sign and return the Confirmation of Award

Review the information indicated on your Award Letter and Cost of Attendance document, sign the Award Letter and return it by email to the Financial Aid Office stating the exact amounts that you would like to borrow for each type of loan. We advise that you keep your borrowing to a minimum.

Step 5

Loan Origination

On receipt of your signed Award Letter, we originate your loans in preparation for the upcoming semester.

Under US Federal Policy, UNSW does not provide you with the funds until classes commence. The balance after paying your tuition fees is refunded to you for living expenses via your nominated bank account. In general, you receive two equal disbursements coinciding with the beginning of each semester.

We recommend that you ensure you have sufficient funds to support yourself during the first four to six weeks in Sydney, along with the initial costs of setting up accommodation.