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US Veterans loans US Veterans Benefits Eligibility for GI Bill Educational benefits can be extended to veterans, members of the Selected Reserves or National Guard; and children or spouses of service-connected deceased or totally and permanently disabled veterans. Students may receive benefits from only one VA educational chapter at a time, although they may have eligibility under more than one chapter. Each VA education program has distinct eligibility requirements under specific chapters of Title 38, U.S. Code (USC)
Montgomery GI Bill-Chapter 30General Criteria:
In addition to the above, you must meet the eligibility criteria of one of the four (4) following categories:
Category 1
Individuals who entered active duty after June 30 1985, and participated in the pay reduction program (pay reduced $100 a month for 12 months) and served honorably for three years, or two years if that is what you first enlisted for, or two years if you enlisted in the selected Reserve within a year after leaving active duty and served for four (4) years (the 2 by 4 program)
Category 2
Individuals who entered active duty after 1st January 1977, served at least one day between 19th October 1984 and 30th June 85 and stayed on active service through 30th June 1988 (or 30th June 1987, if you entered Selected Reserve within one year of leaving active duty and served four years) and had entitlement left from the Vietnam Era GI Bill on 31st December 1989
Category 3
Not eligible for GI Bill under the above two categories, on active duty on September 30 1990 and separated involuntarily after 2nd February 1991 or involuntary separated on or after 30th November 1993 or voluntary separated under either the Special Separation Benefit of the Voluntary Separation Incentive program, and before separation contributed USD$1,200.00 of military pay to the program.
Category 4
On active duty on 9th October 1996 and had money remaining in a Veterans Educational Assistance Program (VEAP) account on that date and you elected the GI Bill by 9th October 1997; entered full-time National Guard duty under Title 32 USC between 1st July 1985 and elected the GI Bill between 9th October 1996 and 8th July 1997; had military pay reduced by $100 per month for 12 months or made a $1200 lump sum contribution.
Officers who received a commission through a service academy (i.e. Annapolis, West Point etc) or ROTC students who received in excess of $3400 in any academic year are not eligible for theGI Bill.
** Tuition and Fees ONLY. Payment cannot exceed the listed amount.
Veterans Administration Vocational Rehabilitation Program-Chapter 31This program is available to certain veterans who have a service-connected disability of 10 percent or greater. It provides a monthly stipend and also covers the cost of tuition, books, and supplies. Eligibility is determined on a case-by-case basis.
Veterans Education Assistance Program (VEAP)-Chapter 32Individuals who entered active duty service between January 1, 1977 and June 30, 1985, served a continuous period of 181 days or more and contributed financially toward the education program are eligible. Monthly benefits are determined by adding the amount of personal contributions and DOD contributions made during the years of active service.
Vietnam Era GI Bill-Chapter 34Individuals who entered active duty service prior to December 31, 1976, and served a minimum of 181 days of active duty after January 31, 1955. Benefits must be used before January 1, 1990.
GI Bill for Dependents-Chapter 35A child or spouse of a service-connected deceased or 100 percent disabled veteran may be eligible for VA educational benefits. Benefits may be used until the dependent has reached the age of 27 or 8 years from the date of eligibility is determined, whichever is later.
Montgomery GI Bill for Reservists - Chapter 1606An individual who enlisted, re-enlisted, or extended an enlistment in the Selected Reserve or National Guard for a period of 6 years after July 1, 1985, and has completed the initial active duty training is eligible for VA benefits up to a maximum of 36 months. This program does not require a contribution by the service person.
Montgomery GI Bill for Reservists - Chapter 1607This new benefit makes certain individuals who were activated after September 11, 2001 either eligible for education benefits or eligible for increased benefits. The Department of Defense (DOD), Department of Homeland Security (DHS) and VA are working on an implementation plan for this new benefit
TIMEFRAME FOR USAGENo matter how many VA education assistance programs (listed above) that you are eligible to use, under the current legislation you cannot utilise benefits for more than 48months.
GI Bill programs expire 10 years after your date of last discharge. This means that any active duty service (90 days or more) during that 10 year period will reset your 10 year limit.
If you separate from the service and then re-enlist later, your GI Bill clock will be reset to when you leave the service again.
Special Information for Iraq and Afghanistan Veteran'sThe Horatio Alger Association of Distinguished Americans announced that in 2007 it will award $5,000 military scholarships to U.S. veterans of the Iraq and Afghanistan conflicts. October 30, 2006 is the deadline for all scholarship applications. Last year the association gave out over 1,100 such scholarships. Recipients are chosen based on their perseverance in overcoming adversity. Additional consideration is given to financial need, academic record, commitment to pursue a college education and desire to contribute to society. Additional information can be obtained at www.horatioalger.org.
The Armed Forces Loan Forgiveness Program was created to recognize the bravery, dedication, and loyalty of US servicemen and women who served in the aftermath of the September 11, 2001. This program will provide a one-time loan forgiveness benefit up to $2,500 for student borrowers who served in the Armed Forces in an active duty status between September 11, 2001, and June 30, 2004, provided they have an eligible loan and meet eligibility requirements. For more information on the program, please visit the following URL: http://www.aessuccess.org/manage/cant_make_payment/armed_forces.shtml
The VA Certifying Official does not determine your eligibility for VA education benefits. The U.S. Department of Veterans Affairs is the only organization authorized to determine your eligibility. Specific questions on eligibility should be directed to:
BuffaloVA Regional Office
(Foreign Schools) PO Box 4616 Buffalo NY 14240 - 4616 USA Tel: 716 857 3196 or 716 857 3197 A special service is offered for foreign school applicants whereby you dial "1" to be placed at the head of the queue.
Active Duty Options Tuition Assistance (TA)Armed Forces Tuition Assistance (TA) is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. Congress has given each service the ability to pay up to 100% for the tuition expenses of its members. TA is not a loan; it should be viewed as money you have earned. You do not have to repay these amounts unless you fail or drop a class/unit.
Each service has its own criteria for eligibility, obligated service, application process' and restrictions. This money is usually paid directly to UNSW by the individual services.
Important: TA is reset every year. If you don't use your allotment this year, then it is lost
What is covered?1. Tuition
2. Lab Fees
3. Enrolment fees
4. Special Fees
5. Computer Fees
NB: The coastguard is the only service who limits the coverage to tuition and lab fees.
Service Specific Information
Air Force
Eligibility: Air Force TA is available the active duty and reserve service members
Funding Amounts:
How to Apply: Online using the Air Force Virtual Education Centre. This must be done through the Air Force Portal at https://www.my.af.mil/ or via paper (Form AF 1227)
Army
Eligibility: All soldiers (officers, warrant officers, enlisted) on active duty, and Army National Guard and Army Reserve on active duty.
Funding Amounts: Maximum 100% Tuition and Fees $250 per unit or $4500 annually
How to Apply: Active Duty soldiers are now able to request TA online through www.GoArmyEd or via paper: DA Form 2171E
Navy
Eligibility:
Funding Amounts: Maximum 100% Tuition and Fees $250 per unit or $4000 annually
How to Apply
Marines
Eligibility: Active duty personnel
Funding Amounts: Maximum 100% Tuition and Fees $250 per unit or $4500 annually
How to Apply
N.B. Marines must apply for and receive written authorization for TA through the appropriate education office, PRIOR to enrollment.
Coast Guard
Eligibility: Active duty, reserve and civilian employees
Funding Amounts: Maximum 100% Tuition and Fees $250 per unit or $4500 annually
How to Apply: Complete attached form (CG-4147) from which a CGI-1560 will be generated. Provide this to UNSW and we bill the Navy (NETPDTC) for payment of the government's share of tuition assistance.
The Veterans Benefits Improvement Act (200) provided two additional methods of assisting service personnel in accessing and improving their educational options:
TOP-UPTop-Up is a program that allows VA to pay the remaining balance after your tuition assistance has been paid. Top-Up is equal to the difference between tuition and fees and the amount of tuition assistance that is paid by the DOD for the course.
Top-Up payments are limited to what you would receive for the same course if you used your regular GI Bill benefits. In no case can the amount paid by the military combined with the amount paid by VA be more than the total cost of the course. Top-Up Eligibility
The following requirements apply:
To be eligible for the Top-Up benefit, you must be approved for federal tuition assistance by your service branch and be eligible for benefits. In addition, you must have completed at least two full years on active duty.
Note:
Applying for Top-up
If you haven't previously filed a claim for MGIB, you should do the following:
Send your TA approval form, along with the application for VA education benefits, to Buffalo Processing Office that handles your claim.
BUY-UPAllows active duty personnel to make additional contributions up to $600 (increasing their total contributions to $1800)
In doing so the service member receives as additional $25 per month, for year $100 contributed to their MGIB account.
EG If you contribute $600 your monthly benefit increases by $150 which may increase your total eligibility by a maximum of $5400
If you contribute $300 your monthly benefit increases by $75 which may increase your total eligibility by a maximum of $2700
Eligibility: Available to members of all services who enlisted after August 1985.
How to Apply: Personnel Support Centre or submit DD Form 2366
Approved Programs
The U.S. Department of Veterans Affairs will pay an eligible student education benefits for pursuit of an approved program of education or training. An approved program is a course of study or a program of training which has been determined by the DVA meets the legal requirements for payment of educational assistance benefits to veterans and other eligible persons. The U.S. Department of Veterans Affairs prohibits the payment of VA education benefits for training in any course if the training is not part of the student's approved program of education. (38 CFR 21.7122(b)
A number of other courses have previously been certified by the US Dept of VA, and others may be in the process of being certified. If you have found a course in the UNSW handbook that is not listed above please contact the VA Certifying Officer and email us at financialaid
 unsw.edu.au to request approval or confirm it's progression through the approval process.UNSW has previous VA approval for the following programs;
Undergraduate Level;
Bachelor of Arts in English, Bachelor of Fine Arts, Bachelor of Design, Bachelor of Medicine/Bachelor of Surgery (MB/BS), Bachelor of Arts / MBBS.
Postgraduate Level;
M.A. in Asian Studies, M.Sc. in Biomedical Engineering, M.Com. in Human Resource Management, M.Eng. in Chemical Engineering, M.Sc in Chemical Engineering, M.Man. Studies in General Management*
*UNSW Program at the Australian Defense Force Academy, Canberra, Australia.
The DVA requires all veteran students to declare a major by the end of their second year. VA students must be classified as degree-seeking students no later than their 2 semester of enrollment. Degree-seeking means that you are officially pursuing a degree and you are classified by the school as a regular student; it does not mean that you have selected a major.
You are allowed to change your major at any time. If you are receiving benefits under Chapters 30, 32, or 1606, complete VA Form 22-1995, Request for Change of Program or Place of Training.
If you are receiving benefits under Chapter 35, complete VA Form 22-5495. Request for Change of Program or Place of Training Survivors' and Dependents Education Assistance.
If you are receiving benefits under Chapter 31, contact your Vocational Rehabilitation counselor or case manager to obtain permission to change your major.
Each time you change your major field of study, you must provide the VA Certifying Official with an evaluation of previous credits including subjects transferred from other schools, subjects awarded as a result of military training and experience, and subjects you completed in your previous program(s) at Murdoch University. A re-evaluation will determine how many prior subjects will be applied to your new program, if applicable. The University is required to report this change of program to the DVA with a report of the number of hours, if any, that apply to your new program.
An evaluation of your previous training and education as well as the assessment of eligibility for granting of credit based on previous service by UNSW is not a variable component. It is required by US Federal law. (Title 38 USC S3675)
VA Application ProcessStudents who which to apply for VA benefit can pick up a VA application form online VA Form 22-1990 or you can go to the VA web site at http://www.gibill.va.gov, and print off an application.
If you send the application to the Buffalo VA Office (instead of through the VA office at UNSW) you will receive a letter from the VA verifying your eligibility within six to eight weeks
An alternative option is to apply online through the Veteran Online Application website, commonly referred to as VONAPP.
Complete the application out and submit it to Veterans Certifying Official if filling in the paper application. Listed on the back pages are the various VA chapters and the general eligibility requirements for each.
If you have specific questions on any of the chapters or eligibility requirements, please contact:
BuffaloVA Regional Office
(Foreign Schools) PO Box 4616 Buffalo NY 14240 - 4616 USA Tel: 716 857 3196 or 716 857 3197 A special service is offered for foreign school applicants whereby you dial "1" to be placed at the head of the queue.
An International Undergraduate or Postgraduate Student Application form for admission to UNSW can be found here
Application forms and information on Postgraduate Programs* at the UNSW Australian Defense Force Academy, in Canberra can be found here.
*Note; UNSW@ADFA may not accept international undergraduate applications.
UNSW Application ProcessFirstly, contact the UNSW Financial Aid Office at financialaid@unsw.edu.au (or call the number below) and notify us of your interest in a program at UNSW. Alternatively you may download the UNSW VA Loan Application Form below and fax or email this through to the UNSW International Office.
On this form you will indicate your proposed program of study at UNSW and relevant details evidence of your application for VA funding and your relevant service details. This will enable us to assist with processing your loan information and if necessary application for the recognition of your chosen program at UNSW.
We will notify receipt of your VA Loan Application by email.
At this stage you should proceed with a program application to UNSW through the online application process (https://apply.unsw.edu.au/portal/dt?desktop.suid=uid=anonymousApplicant,ou=People,dc=unsw,dc=edu,dc=au), or if you have spoken with a UNSW staff member or adviser in person, you may wish to apply using a paper application.
You should also receive communication by email from the UNSW Admissions Office confirming receipt of your application. Approval for entry into a program at UNSW from the UNSW Admissions Office should normally take no more than 4 weeks.
On gaining successful entry to UNSW, please ensure you notify the Financial Aid Office that you have accepted your offer and the session in which you intend to come to UNSW to commence your studies.
Credit for Prior Training and ExperienceIf you receive Veterans educational assistance, you are required by law (38 U.S.C., 1775 and 1776) to provide official transcripts of prior education, training and experience at the time you enroll. To assist in pre-registration and assessment of advanced standing, please submit this information on application for admission.
An evaluation of your prior education and training will be undertaken to determine if any subjects you completed at other schools or awarded to you as a result of your military service can be applied to your proposed degree program and therefore decrease your course duration. The evaluation will include training and experience received while you were on active duty and for course(s) taken at an approved educational institution even if the training/course(s) were not paid for by DVA.
Certification of Prior Military TrainingVeterans or currently serving personnel are required to provide official transcripts of prior education and training. In most cases, American Council on Education (ACE) recommended credits may be used to fulfill your lower level free-elective requirements, but UNSW determines the number of credits we will accept, and how they will be applied toward your degree.
To assist in pre-registration and assessment of advanced standing, please submit this information at application for admission or as soon as possible after application. Sailor/Marine/American Council on Education Registry Transcript (SMART) or Army/American Council on Education Registry Transcript (AARTS) are an easy way for your service and occupations to be evaluated.
These transcripts detail military courses and occupations with suggested ACE evaluations on the amount of university credit you may receive. Please note, these are only suggestions and UNSW is not bound to awarding this amount of credit. Similar in format and design to university transcripts SMART or AARTS transcripts are fully automated documents, available at no charge to the service member.
SMART
Service members eligible to receive SMART transcripts are available to Navy and Marines on active duty, Reserve Sailors and Marines, Navy veterans who have separated or retired after January 1975 and Marines who separated or retired on or after June 1999. Service personnel with service dates earlier than the above should contact the SMART Operations Centre for additional eligibility information.
The SMART website may be viewed at http://www.smart.cnet.nay.mil.
Service personnel wishing to contact SMART directly can utilize the following methods:
AARTS
Enlisted members of the regular Army, Army National Guard, and the Army Reserve may receive AATRS transcripts. Since the Army has removed the restriction limiting AARTS transcripts to soldiers with Basic Active Service Duty (BASD) dates on or after October 1, 1981. The Army uses the AARTS system, which automatically captures your academic credits from military training, and Standardized tests. Soldiers with service dates before this may be eligible to obtain an AARTS transcript and are advised to contact the AARTS Operation Centre. The AARTS website may be viewed at http://www.aarts.army.mil.
Service personnel wishing to contact AARTS directly can utilize the following methods:
Army Officers must use the form DD 295 (Application for Evaluation of Learning) to report their military training and experience.
If you are not eligible to receive a SMART or AARTS transcript, your DD214 (Report of Transfer or Discharge) will be used.
Air ForceThe Community College of the Air Force (CCAF) automatically captures your training, experience and standardized test scores. Transcript information may be viewed at the CCAF Transcript web site.
Coast GuardTo have an official transcript sent to UNSW the Coast Guard Institute requires you to submit form CGI 1564. Separated and Retired CG members should attach a photocopy of their DD-214. Member's that have more than one DD-214 covering multiple time periods should include copies for each period of service. Visit the Coast Guard Institute's website for more details and access to the necessary forms.
Missing DocumentationVeterans who do not currently possess this document are strongly encouraged to obtain a copy, together with other in-service training records from:
National Personnel Records Centre
Military Personnel Records 9700 Page Avenue St. Lois MO 63103 - 5100 You will need to fill out form DD-295 and along with your DD214 Discharge Document, you should provide certified copies (signed by a notary republic) of all available military records as well as any relevant certificates of completion, diplomas etc
UNSW will review all appropriate records which have been supplied by you and grant any applicable credit toward meeting graduation requirements in your selected degree program. Credit granted will be identified on your official academic transcript.
Credit points requirements:
Chapter 30 and 1606 Monthly Enrollment Verifications:Students are required to verify their monthly enrollment beginning on the last day of the current month.
If your status is full-time, state you are enrolled for 12 credits. You have two methods of doing this: Web Automated Verification of Enrollment (WAVE) click here or through the Interactive Voice Response (IVR): http://www.gibill.va.gov or by calling 1-877-823-2378
Change in Student StatusIt is the students responsibility to notify the VA Certifying Official if you reduce your hours of enrollment by withdrawing from a course, terminate your enrollment, or make any other changes that would affect your payment status. If you withdraw or drop a course, you may have to repay all or part of the benefits you received for the course(s).
WithdrawalA withdrawal from the University or a course drop may result in retroactive loss of benefits. The reduction in training time reverts back to the beginning date of enrollment for that semester unless VA finds mitigating circumstances in the case of withdrawals and drops. VA benefit recipients who drop or withdraw will be responsible for providing any documentation of mitigating circumstances to the VA.
Mitigating circumstances as defined by VA to include but are not limited to:
The DVA will reduce or terminate benefits either on the actual withdrawal date or on the first date of the term, depending on the situation. If the student withdraws after the 30th day of the term but still within the school's drop period, the school official must report the withdrawal as occurring after the drop period.
Failure to notify your VA Certifying Official of changes in enrollment may result in an overpayment of benefits. The Department of Veterans Affairs determines and collects overpayments from you.
Change of AddressIt is the responsibility of the student to notify Murdoch University through the MYINFO system of any change of address. You are also required to mail a change of address form (VA Form 572) to the U.S. Department of Veterans Affairs.
Incomplete GradesA not available (NA) deferred or supplementary assessment (s) grade for both undergraduate and graduate students must be converted to a permanent grade within one year from the date it is assigned or benefits for that course will be terminated which may result in an overpayment liability. Graduate research courses are excluded from this provision.
Repeating a SubjectsThe DVA will not pay you to repeat a course(s) for which you have received a passing grade (P or higher), whether the course was taken at Murdoch University or at another institution of higher learning. They will pay you to repeat a course under the following condition:
(i) You received a grade of "F" in the course. The DVA will pay for you to repeat that course if it is required for graduation.
It is your responsibility to notify your VA Certifying Official if you are repeating a course under the above circumstances. If proper notification is not provided, an overpayment may occur and YOU will be held liable for repayment.
Non - required SubjectsVA education benefits may not be paid for subjects not required to meet minimum graduation requirements (even if your instructor advises it would be nice for you to take the class). Quoting from Title 38 Code of Federal Regulations, Section 21.7222:
"(b) Courses outside a program of education: VA will not pay educational assistance for an enrollment in any course which is not part of a veteran's or service member's program of education unless the veteran or service member is enrolled in refresher courses (including courses which will permit the veteran or service member to update knowledge and skills or be instructed in the technological advances which have occurred in the veteran's or service member's field of employment), deficiency courses, or other preparatory or special education or training courses necessary to enable the veteran or service member to pursue an approved program of education."
(Authority: 38 U.S.C. 3002(3), 3034, 3452(b); Pub. L. 98-525) (Aug. 15, 1989)
The above regulation applies to students utilizing Chapters 30, 32, 35, 1606 education benefits. Policy for Students Called / Re-called To Active DutyIf, as a member of a National Guard unit, Reserve Component, or as a discharged veteran, you are called / recalled to active duty, immediately contact your faculty and the VA Certifying Officer. You will be required to provide a copy of your orders to each area.
The VA Certifying official can provide assistance in ensuring your place at the institution is held for a stipulated period of time, as well as alternative study options that you may want to utilise.
Commonly used forms or websites for those intending to utilize veteran's benefits:
Types of Forms
FAQ's
Iraq ServiceQ: I was called to active duty on 11/2/02 to serve in Iraq. I heard about a program offering $2,500.00 in loan forgiveness for military personal. Is there any truth to this rumour?
A: The Armed Forces Loan Forgiveness Program was created to recognize the bravery, dedication, and loyalty of our servicemen and women who served in the aftermath of the September 11, 2001, attacks on our nation. This program will provide a one-time loan forgiveness benefit up to $2,500 for student borrowers who served in the Armed Forces in an active duty status between September 11, 2001, and June 30, 2004, provided they have an eligible loan and meet eligibility requirements. For more information on the program, please visit the website. Montgomery GI Bill-Selected Reserve (MGIB-SR) - Chapter 1606What if I am receiving MGIB-SR benefits and I am called up and have to drop out of University without receiving credit?
What is the effect of call-up on my period of eligibility for MGIB-SR?
If you are activated for even one day under title 10, VA will extend your period of eligibility by the length of your active duty plus four months. You will receive a separate extension for each call-up. This extension is not available if you were called up under title 32. VA may need evidence of active service such as copies of orders or DD Form 214.
Can I continue to use MGIB-SR after I have been called up?
Yes, unless your reserve unit suspends your eligibility while you are serving on active duty. (Your reserve component may restrict your ability to take courses.)
Can I use the same period of active duty to establish eligibility under both MGIB-SR and MGIB?
No. You can't use the same period of service to establish eligibility to MGIB-SR and MGIB. You must choose whichever is best for you. If you file a claim for VA benefits and you are eligible for both MGIB-SR and MGIB, VA will send information about your options.
Can I use the same period of active duty to establish eligibility under both MGIB-SR and REAP?
Yes. You can use the same period of service to establish eligibility under both MGIB-SR and REAP.
What if I am also eligible for another VA education benefit such as MGIB, DEA, or REAP? (The MGIB eligibility would have to be based on a separate period of service.)
You may still be eligible for MGIB-SR even though you're currently eligible for another VA education benefit. You can receive a maximum of 48 months of benefits under any combination of VA education benefit programs you qualify for.
Montgomery GI Bill (MGIB) - Chapter 30 - Questions affecting those already eligible for MGIBQ: Can I stop and start using the MGIB at will?A: YES! Unfortunately, many people believe that once you apply for benefits you have to remain enrolled in school to get the full benefit. Thankfully that's not true, you can use the MGIB for any period of time, take time off and re-apply to use it again at a later date.
Q: What does a "month" of benefits mean?A: For Veterans: Every time you use the current Fiscal Year (FY) maximum "payment rate" ($1,075) of MGIB benefits you use a month.
"If you are a veteran and you receive $4,300, and your full-time MGIB rate is $1,075, divide $4,300 by $1,075. Your entitlement charge is four months. However for active duty:
If you are on active duty and you go to school full-time for four months, but your tuition is only $1,000, you will still be charged for four months of your GI Bill 36 month entitlement. Note: It only "pays" to use your GI Bill on active duty if your tuition costs are high or you use it as Top-up.
Q: How is Top-up charged against my GI Bill Benefit?A: If you receive $517 for Top-Up, and your full-time rate is $1,034, divide $517 by $1,034. Your entitlement charge is one-half month.
What if I'm receiving MGIB benefits and I'm called up and have to drop out of University without receiving credit?
What if I am already on active duty and must stop University due to a new duty assignment or increased workload?
The same principle applies as if you were called up to active duty. You are entitled to MGIB benefits through the date you dropped out and you are entitled to the entitlement restoration benefit.
What are the effects of call-up if I am beyond my original 10-year period of eligibility?
If you serve at least 90 continuous days on active duty, you become eligible again for the MGIB. You receive a new ten-year period of eligibility from the end of your call-up period. If you served less than 90 continuous days and are discharged or released for a service connected disability, for a non-service connected medical condition which preexisted the later active duty service, for hardship, or because of a reduction in force for the convenience of the government, you will still get a new ten-year period of eligibility. VA may need evidence of active service such as copies of orders or DD Form 214. You would not receive an extension of your eligibility if you were called up under title 32 (state authority) orders for operational purposes.
What are the effects of call-up if I am within my original 10-year period of eligibility?
If you serve at least 90 continuous days on active duty, you receive a new ten-year period of eligibility from the end of your call-up period. If you served less than 90 continuous days and are discharged or released for a service connected disability, for a non-service connected medical condition which preexisted the later active duty service, for hardship, or because of a reduction in force for the convenience of the government, you will still get a new ten-year period of eligibility. VA may need evidence of active service such as copies of orders or DD Form 214. You would not receive an extension of your eligibility if you were called up under title 32 (state authority) for operational purposes.
Can I receive benefits during the call-up period?
If you are establishing eligibility based on the call-up period, you must wait until you have served 24 months to use your benefits. However, while on active duty you are only entitled to a monthly rate that is the lesser of (1) the rate that will reimburse you for the tuition and fees of the courses you are currently enrolled in or (2) the rate you would be entitled to as a veteran.
What if I am also eligible for another VA education benefit such as DEA, MGIB-SR, or REAP? (The REAP eligibility would have to be based on a different period of service than that used to establish MGIB eligibility.)
You may still be eligible for MGIB even though you are currently eligible for another VA education benefit. You can receive a maximum of 48 months of benefits under any combination of VA education benefit programs you qualify for.
Can I contribute $600 while on active duty during a call-up period and receive an increase in my MGIB benefits?
Yes, if you first entered active duty after June 30, 1985.
Montgomery GI Bill (MGIB) - Chapter 30 - Questions affecting those NOT already eligible for MGIBWhat if I am called up for less than two years under title 10 and I have never established MGIB eligibility?
Generally, such service is not qualifying for MGIB.
What if I am called up for two years or more under title 10 and I have never established MGIB eligibility?
You will be eligible for MGIB in most cases unless you decline MGIB in writing. VA may need evidence of active service such as copies of orders or DD Form 214.
What if I am initially called up for two years but I am released early so that I don't serve at least two years?
If you are released early after being called up for two years, you may be eligible depending on the separation reason.
What if I am initially called up for less than two years but I am extended so that I do serve at least 2 years?
In most cases, you will be eligible for MGIB.
Does the military collect $1,200 from me if I am going to be eligible for MGIB?
Yes. The fact that a person did not have the $1,200 pay reduction does not preclude eligibility.
Can I use the same period of active duty to establish eligibility under both MGIB and MGIB-SR or REAP?
No, you can't use the same period of service to establish eligibility to MGIB and MGIB-SR or REAP. If you file a claim for VA benefits and you are eligible for MGIB and either MGIB-SR or REAP, or both, VA will send information about your options. (Note -- you can use the same period of service to establish eligibility under both MGIB-SR and REAP.)
What if I am also eligible for DEA, MGIB-SR, or REAP? (The REAP would have to be based on a different period of service than that used to establish MGIB eligibility.)
You may still receive MGIB benefits even though you are eligible for another VA education program. You can receive a maximum of 48 months of benefits under any combination of VA education benefit programs you may qualify for.
Can I receive MGIB benefits while called up?
If you are establishing eligibility based on the call-up period, you must wait until you have served 24 months to use your benefits. However, while on active duty you are only entitled to a monthly rate that is the lesser of (1) the rate that will reimburse you for the tuition and fees of the courses you are currently enrolled in or (2) the rate you would be entitled to as a veteran.
Can I establish MGIB eligibility if I am in the National Guard and I am called up under title 32?
Such service may be qualifying for MGIB if it is for the purpose of organizing, administering, recruiting, instructing, or training the National Guard. You must serve two years to be eligible while on active duty. However, if you are discharged before two years, you must have a qualifying separation reason.
Post-Vietnam Era Veterans' Educational Assistance Program (VEAP) - Chapter 32What if I am receiving VEAP benefits and I am called up and have to drop out of University without receiving credit?
What if I am already on active duty and must stop school due to a new duty assignment or increased workload?
The same principle applies as if you were called up to active duty. You are entitled to VEAP benefits through the date you dropped out and you are entitled to the entitlement restoration benefit.
What are the effects of call-up if I am beyond my original 10-year period of eligibility?
If you serve at least 90 continuous days on active duty, you become eligible again for VEAP. You receive a new ten-year period of eligibility from the end of your call-up period. If you served less than 90 continuous days and are discharged or released for a service connected disability, for a non-service connected medical condition which preexisted the later active duty service, for hardship, or because of a reduction in force for the convenience of the government, you will still get a new ten-year period of eligibility. VA may need evidence of active service such as copies of orders or DD Form 214. You would not receive an extension of your eligibility if you were called up under title 32 (state authority) for any purpose.
Can I receive benefits during the call-up period?
Yes
What if I am also eligible for another VA education benefit such as DEA, MGIB-SR, or REAP ?
You may still be eligible for VEAP even though you are currently eligible for another VA education benefit. You can receive a maximum of 48 months of benefits under any combination of VA education benefit programs you qualify for.
Survivors' and Dependents' Educational Assistance (DEA) - Chapter 35What if I am receiving DEA benefits and I am called up and have to drop out of University without receiving credit?
What are the effects of call-up on my period of eligibility?
If you are activated during your period of eligibility under title 10 or section 502(f) of title 32, VA will extend your period of eligibility by the length of your active duty plus four months. You will receive a separate extension for each call-up. This type of extension is not subject to any age limitation. For children entitled to DEA benefits who are in the reserves or National Guard, this type of extension is in addition to a separate extension you would receive for your first period of military service which occurs between your 18th and 26th birthdays. Under this latter extension, your eligibility period would extend eight years from your release from active duty from this period of service but not beyond your 31st birthday.
Example: You are eligible for DEA between your 18th and 26th birthdays. You are called to active duty for 12 months from March 1, 2003, at age 20 and you are discharged on March 1, 2004. Because of your first period of active duty, your period of eligibility would be extended 8 years from March 1, 2004. Because of your call-up, you would receive one additional year plus 4 months in addition to the 8-year extension.
Can I receive DEA benefits during the call-up period?
No. You may not receive DEA benefits while you are on active duty.
Do I have to meet character of discharge requirements from each period of any military service I may have?
Yes. Your discharge must be under other than dishonorable conditions.
What if I am also eligible for another VA education benefit such as MGIB, MGIB-SR, or REAP?
You may still be eligible for DEA even though you are eligible for another VA education benefit. You can receive a maximum of 48 months of benefits under any combination of VA education benefit programs you qualify for. You are not eligible for DEA benefits while you are on active duty.
Reserve Educational Assistance Program (REAP) - Chapter 1607(Include the PDF handout - change picture to pamphlet cover)
What is REAP?
REAP is an educational assistance program for members of the Selected Reserve and Ready Reserve who are called to active service.
How can I become eligible for REAP?
You may be eligible for REAP if you are called or ordered to active service from the Ready Reserve (Individual Ready Reserve) or the Selected Reserve for an authorized Department of Defense (DoD) contingency operation. Each service department will determine service member eligibility.
How much educational assistance can I receive under REAP?
You can receive up to 36 months of educational assistance under REAP. The educational assistance allowance payable is based on a percentage of the MGIB three-year rates, and on the number of continuous days served on active duty. The table below shows the rate for institutional training under REAP effective October 1, 2005.
Member Serves Percentage of 3-Year Rate Full-Time Rate for Fiscal Year 2006
90 days but less than one year 40% $413.60 One year but less than two years 60% $620.40 Two continuous years or more 80% $827.20 Reduced rates will apply for flight training, correspondence, apprenticeship/OJT and may apply to other types of training.
While on active duty you are only entitled to a monthly rate that is the lesser of (1) the rate that will reimburse you for the tuition and fees of the courses you are currently enrolled in or (2) the rate you would be entitled to as a veteran.
How will I know for sure that I am eligible for REAP?
The law requires DoD to give you written notification of eligibility for REAP.
If I am called up for 24 months, can I be eligible for both REAP and MGIB based on the same period of service?
No. You may not use the same period of service to qualify for benefits under REAP and MGIB. You will have to make an irrevocable election as to which program the 24 months of active service will be credited under. If you file a claim for VA benefits and you are eligible for both REAP and MGIB, VA will send information about your options. (Note that you may use the same period of service to establish eligibility under both MGIB-SR and REAP.)
What if I am eligible for another VA education benefit such as MGIB, DEA, or MGIB-SR? (The MGIB-SR would have to be based on a different period of service than that used to establish MGIB eligibility.)
You may still be eligible for REAP even though you are currently eligible for another VA education benefit. You can receive a maximum of 48 months of benefits under any combination of VA education benefit programs you qualify for.
Can I use REAP while I am still on active duty and for the same educational programs approved for MGIB?
Yes. You can use REAP while still on active duty. The law allows you to use REAP for the same approved educational programs as under MGIB.
Can I continue to receive my MGIB-SR kicker while receiving REAP benefits?
Yes. If you were eligible for the MGIB-SR kicker before being called to active service you may receive the MGIB-SR kicker while receiving REAP benefits. The law does not allow you to receive the MGIB kicker (chapter 30) while receiving REAP benefits.
Where can I get additional information?
Go to www.GIBILL.va.gov, From there, you can click on additional links such as "Ask a Question and Find Answers," "Education Benefit Programs," "Electronic Application Form," etc.
Family and Spousal assistance
A number of armed forces and their associated relief organisations offer military spouses and military dependants educational assistance programs.
The programs and funding eligibility requirements differ from service to service. This list is subject to continual review and change. Contact your Service Education Officer directly about accessing these or any other educational benefits for your spose / dependant(s)
ArmySpouse Education Assistance Program (EAP): If the service person is assigned in Europe, Korea, Japan or Okinawa, AER offers the service spouse a grant to assist with the costs associated with pursing his/her education up to a maximum of $350 per term.
Click here to learn more and apply.
Army Emergency Relief (AER) offers financial aid for full-time college study for dependent children of retired Soldiers. Scholarships are awarded based primarily on financial need and secondarily on academic achievements and individual accomplishments. The only way to ensure your child will be considered is to mail the application and all requested documents by Mar. 1, 2007.
Applications for the 2007-2008 academic year scholarships will be available at the Army Emergency Relief Website from Nov. 1 through Mar. 1, 2007. Mailed applications and/or supporting documentation must be postmarked no later than Mar. 1, 2007.
MAJOR GENERAL JAMES URSANO SCHOLARSHIP FUND, ARMY EMERGENCY RELIEF
200 Stovall St. 5N13, Alexandria, VA 22332-0600. Contact Mrs. Rosamond Pariseau (703) 428-0035, rosie@aerhq.org Undergraduate scholarship awarded from $900.00 to $1900.00 for up to four academic years to unmarried dependent children of Army Soldiers (active, retired or deceased). Student must attend full-time for the entire academic year, cumulative GPA of not less than 2.0. Scholarship deadline is March 1. Student may apply online or print application from Web site: www.aerhq.org/education.asp Air ForceAir Force Aid Society (AFAS)
General George S. Brown, Spouse Tuition Assistance Program (STAP) If you are a spouse of an Active Duty airmen or officer stationed overseas, and you will be attending high school or college programs, then you are eligible for the Spouse Tuition Assistance Program (STAP). STAP provides partial tuition assistance at a rate of 50% of course tuition with a maximum of $1,500 per academic year. General Henry H. Arnold Education Grant Program:
Provides $1500 grants to selected sons and daughters of active duty service members. Click here to learn how to apply.
AIR FORCE AID SOCIETY'S EDUCATION GRANT 1745 Jefferson Davis Hwy. Suite #202, Arlington, VA 22202-3410; (800) 429-9475. The Air Force Aid Society provides $1,500 grants to dependent children of active, retired, or deceased members of the Air Force Aid Society. In addition, the grants require financial need and full-time student status. Applications are available by writing to the above address before March of each year. Web site: www.afas.org
Click here for more details on how to apply.
NavyThe Navy Maine Corps Relief Society (NMCRS):
Spouse Tuition Aid Program (STAP):
The Navy and Marine Corps Relief Society (NMCRS) offers STAP to your spouse if you are on active duty and stationed in an overseas (OCONUS) location. Your spouse may be a full or part-time student studying toward a vocational certificate, or an undergraduate or graduate degree. Amounts granted:
Undergraduate level maximum of $300 per semester and $1500 per year.
Graduate level maximum of $350 per semester and $1750 per year. To request an application form and information about deadlines, contact one of the following NMCRS offices: Guam, Guantanamo Bay, London, Naples, Okinawa, Roosevelt Roads, Rota, Sigonella, or Yokosuk
Click here for more information
VADM E.P. Travers Scholarship and Loan Program:
To apply, you must be the spouse of an active duty member or the dependent child of an active or retired member of the Navy or Marine Corps. You must also be a full time undergraduate student at an accredited college or university.
Click here for more details.
Coast GuardCoast Guard Mutual Assistance (CGMA) offers a Supplemental Education Grant (SEG) of up to $150 per year. You can use this grant for ANY family member's education expenses. However it does not cover Tuition expenses. This grant can also be used to pay for ASVAB, CLEP, SAT, and other study guides. CGMA also offers several education related loans.
Click here to fill out the application form.
Marine CorpsThe Admiral Mike Boorda Seaman-to-Admiral Educational Assistance Program offers grants and/or interest-free loans of up to $2,000 a year to eligible active duty service members accepted to the following programs:
Enlisted Commissioning Program
Marine Enlisted Commissioning Education Program Medical Enlisted Commissioning Program The program is also open to Midshipmen who have been released from active duty for immediate assignment to the Naval Reserve Officer Training Corps (NROTC) Program. Application is made through the Commanding Officer of the NROTC Unit, or by contacting NMCRS Headquarters.
Spouse Tuition Aid Program (STAP):
The Navy and Marine Corps Relief Society (NMCRS) offers STAP to your spouse if you are an active duty service member stationed in an overseas (OCONUS) location. Your spouse may be a full or part-time student studying toward a vocational certificate or an undergraduate or graduate degree. Amounts granted:
Undergraduate level maximum of $300 per semester and $1500 per year.
Graduate level maximum of $350 per semester and $1750 per year. To request an application form and information about deadlines, contact one of the following NMCRS offices: Guam, Guantanamo Bay, London, Naples, Okinawa, Roosevelt Roads, Rota, Sigonella, or Yokosuk
Click here (www.nmcrs.org/stap.html) for more information
VADM EP Travers Scholarship and Loan Program:
To apply, you must be the spouse of an active duty member, or the dependent child of an active or retired member of the Navy or Marine Corps. You must be a full time undergraduate student at an accredited college or university.
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